Cost & Planning

Know the number
before you break ground.

Real per-sq-ft rates, line-item BOQ splits, financing routes and honest timelines — so there are no surprises on your ground-floor slab.

Per-sq-ft build rates (2026)

CityBasicPremiumLuxury
Chennai₹1,650₹2,200₹3,000+
Coimbatore₹1,550₹2,050₹2,800+
Madurai₹1,500₹1,950₹2,650+
Trichy₹1,480₹1,900₹2,600+
Bengaluru₹1,800₹2,400₹3,200+
Hyderabad₹1,700₹2,250₹3,000+

Rates exclude land, approvals, GST and financing costs. Updated quarterly.

BOQ split

Where every ₹100 goes

Structure & shell38%
MEP (elec / plumbing / HVAC)18%
Finishes (floor, paint, doors)22%
Kitchen & bath fittings10%
External works & compound6%
Approvals, PMC & contingency6%
Timeline

A realistic build calendar

  • Design & approvals2–4 months
  • Foundation & structure6–10 months
  • MEP & finishing4–6 months
  • Snag list & handover1 month
Financing

Ways to fund the build

Home construction loans (HDFC, SBI, LIC HFL), plot-plus-construction combos, and JV models where the builder self-finances. We help you compare EMIs and share ready lender packets.

Frequently asked

What is included in the per-sq-ft build rate?+

Structure, MEP, finishes, kitchen and bath fittings, external works and PMC. It excludes land cost, statutory approvals, GST and financing charges — those are quoted separately.

How accurate is the BOQ split?+

The 38/18/22/10/6/6 split is based on 200+ recently completed Chennai and Coimbatore projects and typically holds within ±3% for standard G+1 and G+2 homes.

Can I get a home construction loan through you?+

Yes. We share ready lender packets for HDFC, SBI and LIC HFL, and help you compare EMIs. Sanction typically takes 2–3 weeks with our documentation support.

How often are the rates updated?+

Rates are refreshed quarterly against live vendor quotes for steel, cement, tiles and labour, so what you see reflects the current market.

Cost & feasibility toolkit

Turn costs into a JV decision

FAQ

Frequently asked questions

What is a BOQ and why does it matter?

A Bill of Quantities is a line-item cost sheet — cement, steel, sanitary, electrical, labour — for your specific build. Insisting on a BOQ protects you from vague lump-sum quotes and hidden markups.

What is a realistic contingency to keep?

5–8% of total build cost for residential up to G+4. Add 3–5% for premium finishes and 2% if the site has poor road access or soil issues.

How do Chennai builders price per sq ft?

Rates are quoted on built-up area including balcony and staircase. Confirm whether the rate is 'super built-up' (including common area) or 'carpet' — the difference can be 20%.

Do I need a separate structural consultant?

For any build above G+2, yes. Property Builder includes structural design in every JV; if you go solo, budget ₹8–15/sq ft for an independent structural engineer.